Some types of cover are optional. They only apply if you have paid an extra premium and the cover is listed on your policy schedule.
Optional cover
| Optional cover | Budget | Silver | Gold | Black |
|---|---|---|---|---|
| Gadget and valuables extension | Optional | Optional | Optional | Optional |
| Natural Disaster Cover | Optional | Optional | Optional | Optional |
| Winter Sports Cover | Optional | Optional | Optional | Optional |
| Extreme Sports & Activities | Optional | Optional | Optional | Optional |
| Car Hire Excess Waiver | Optional | Optional | Optional | Optional |
| Golf Cover | Not available | Optional | Optional | Optional |
| Cruise Cover | Not available | Optional | Optional | Optional |
| Business Cover | Not available | Optional | Optional | Optional |
Gadget and valuables cover
Gadgets are not excluded from standard cover. Budget, Silver, Gold and Black policies each include a gadget and valuables limit within Personal Property cover. The Gadget and valuables extension provides optional additional cover.
Your policy documents
Your policy documents and schedule will show the standard cover included in your policy, as well as any optional cover you have added.
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