Yes. Pregnancy itself does not need to be declared, but pregnancy-related cover is subject to important conditions and pregnancy week limits.
What you need to know about pregnancy cover
This article explains when pregnancy is covered and what you need to check before travelling.
Do I need to declare that I’m pregnant?
No. Pregnancy and childbirth are not considered an illness or injury, so pregnancy itself does not need to be declared on your policy.
If you have a pregnancy-related medical condition or complication, different medical disclosure requirements may apply.
How late into pregnancy can I travel?
There is no cover under any section of the policy if you are travelling:
- on or after the 32nd week of a single pregnancy
- on or after the 24th week of a multiple pregnancy
Your doctor and midwife should be aware of your travel plans, and you must not travel against medical advice.
If you become pregnant after buying your policy or booking your trip, whichever is later, and you will be over these limits by your return date, the policy provides cancellation cover subject to its terms and conditions.
What about pregnancy complications?
The policy provides cover for specified complications of pregnancy and childbirth under cancellation, cutting your trip short and medical emergency expenses, subject to the policy conditions.
Airlines, ferries, cruise liners and other transport providers may have their own pregnancy travel restrictions, so check their requirements before booking and travelling.
Read your policy documents for the full pregnancy and childbirth terms.
Eligibility, terms and exclusions apply. Please refer to your policy documents for full details.
This information is for general guidance and does not constitute medical advice.
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