What are pre-existing medical conditions for travel insurance?

A pre-existing medical condition is any medical condition for which any person insured on this policy has:

  • Taken any prescribed medication or received medical treatment within the last 2 years
  • Been a registered in or outpatient at a hospital, clinic or GP surgery in the last 2 years.
  • Been advised of a terminal illness.

You must inform InsureandGo of any pre-existing medical conditions you have before purchasing insurance. To do so, you can use our quick and easy online medical screening system.

For your information, examples of conditions that can directly or indirectly be linked to any pre-existing medical condition include, but are not limited to:

  • Someone with breathing difficulties who then suffers a chest infection of any kind;
  • Someone with high blood pressure or diabetes who then has a heart attack, stroke or mini-stroke;
  • Someone who has or has had cancer who suffers with a secondary cancer; or
  • Someone with osteoporosis who then suffers with a broken or fractured bone.

Updated

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