Yes, you can buy your policy in advance. The timing depends on whether you choose Single Trip or Annual Multi-Trip cover.
Single Trip policies
You can purchase a Single Trip policy up to 365 days before your trip.
Your policy (including cancellation) begins either when you pay the premium or on the start date shown in your policy documents.
If you have a medical condition and are travelling outside Europe, you must buy your Single Trip policy at least 48 hours before your trip.
If you do not have any medical conditions, or you're travelling within Europe, you can buy your policy at any time before you leave.
Your cover needs to begin before you leave your home country.
Annual Multi-Trip policies
You can purchase an Annual Multi-Trip policy up to 60 days before your chosen start date.
Cancellation cover begins when you book your trip or on the policy start date listed in your Policy Schedule, whichever comes later.
This means you are not covered for cancellation before your policy start date if you booked your trip earlier.
The 48-hour rule for medical conditions applies to some Single Trip policies, but not to Annual Multi-Trip policies.
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