Are Policy cover amounts per person?

Yes. The cover amounts shown in your policy are for each person insured, but there are some important exceptions.


What are the exceptions?

The following limits are not available separately to each person insured:

  • Additional travel and accommodation expenses: limited to £2,000 in total
  • Gadget and Valuables extension: limited to £2,000 per policy, not per insured person

The Gadget and Valuables extension is optional cover and must apply to your policy for this limit to be available.

Check your policy documents for the limits and excesses that apply to your level of cover.

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