Our travel insurance policies are available to individuals residing in the Channel Islands and Isle of Man. Please take note of the following:
1. insurance Premium Tax (IPT) is not included in any premiums for new policies and adjustments to existing policies for policies owned by Channel Island residents.
2. Reciprocal Healthcare Agreements are in place between the UK and the Channel Islands (except for Guernsey). This means that if you require emergency medical treatment while on holiday in these destinations, you will receive similar treatment to that provided by the NHS. However, you can still submit a claim on your policy for emergency medical expenses that are not covered under the reciprocal arrangements.
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