The following tables detail the activities your policy covers you for as standard during your trip, provided:
- You wear appropriate safety equipment/clothing/headgear and
- You take necessary safety precautions as appropriate to the activity.
Please also note: YOU ARE NOT COVERED if the main purpose of your trip is to take part in an
activity unless it is listed as an activity holiday in the table below:
| Activity | Special conditions | Cover for Personal accident & Personal liability |
Activity holiday |
| Abseiling | 2. 4 | No | |
| Amateur athletics | Yes | Yes | |
| Archaeological digging | Yes | Yes | |
| Archery | 2 | No | |
| Badminton | Yes | Yes | |
| Ballooning (Hot Air) as a fare paying passenger | 2 | No | |
| Banana boat rides (Beach activity) | No | ||
| Baseball | Yes | ||
| Basket ball | Yes | ||
| BOSS (Breathing Observation Submersible Scooter) | 1,2 | No | |
| Bouldering (up to 4m with a crash mat) | 2 | Yes | |
| Bowls | Yes | Yes | |
| Boxing training (non-contact) | No | ||
| Bridge walking | Yes | ||
| Bungee jumping (max 3 jumps) | 1, 2, 4 | No | |
| Canopy walking | 2, 4 | No | |
| Camel riding or trekking | No | ||
| Canoeing (in calm waters) | Yes | ||
| Catamaran sailing (European waters only) | 1, 3 | No | |
| Cave tubing | 2, 4 | Yes | |
| Clay pigeon shooting | 1, 4 | No | |
| Climbing wall | 2 | Yes | |
| Conservation or charity work (under 3m, hand tools only) | No | Yes | |
| Cricket | 3 | Yes | |
| Curling | Yes | ||
| Cycle touring | No | Yes | |
| Cycling (incidental, excluding BMX/Mountain biking) | Yes | ||
| Deep sea fishing | 2 | No | |
| Dinghy sailing inside territorial waters | No | ||
| Dragon boating | No | ||
| Dune bashing | 2, 4 | No | |
| Elephant riding or trekking | 2 | No | |
| Falconry | 2 | No | |
| Fell running | Yes | Yes | |
| Fell walking | Yes | Yes | |
| Fishing | Yes | Yes | |
| Football (soccer not American football) | No | ||
| Gaelic football | No | ||
| Go karting (up to 120cc) | 2 | No | |
| Golf | Yes | Yes | |
| Heptathlon | Yes | ||
| Hiking (on recognised routes, under 3,000m) | Yes | Yes | |
| Hobie catting (European waters only) | 1, 3 | No | |
| Hockey | No | ||
| Horse Riding (not jumping) | 3 | No | |
| Horse trekking (under 3,000m) | No | ||
| Husky sledge driving | 2 | No | |
| Ice skating | 3, 4 | Yes | |
| Indoor climbing | 1, 4 | Yes | |
| Inner tubing (on land or water) | 2 | Yes | |
| Jeep/Car trekking as a fare paying passenger | 2 | No | |
| Jet boating | 2 | No | |
| Jet skiing | No | ||
| Jogging | Yes | ||
| Jungle surfing | 4 | Yes | |
| Kite buggying | 3 | No | |
| Kite surfing (over water) | No | ||
| Kayaking (in calm waters) | 3 | No | |
| Lacrosse | No | ||
| Marathon running | Yes | Yes | |
| Motorcycling up to and including 125cc (not racing, not off-road riding, must hold equivalent UK licence) | No | Yes | |
| Mountain biking (not including downhill racing and off-road riding) | Yes | ||
| Netball | Yes | ||
| Orienteering | Yes | Yes | |
| Paddleboarding (not white water) | Yes | ||
| Parasailing (over water) | 2 | No | |
| Parascending (over water) | 2 | No | |
| Passenger (in licenced private aircraft) | No | ||
| Passenger sledge (Horse and Carriage) | No | ||
| Pedaloes | Yes | ||
| Polo | 3 | No | |
| Pony trekking | 2 | No | |
| Racket ball | Yes | ||
| Rambling (under 3,000m) | Yes | Yes | |
| Refereeing (amateur basis) | Yes | ||
| Rifle range | 2, 4 | No | |
| River tubing | Yes | ||
| Roller hockey | No | ||
| Roller skating/Blading | 3 | Yes | |
| Rounders | Yes | ||
| Rowing | 3 | No | |
| Rubber ring rides (Beach Activity) | Yes | ||
| Running | 3 | Yes | Yes |
| Safari/Gorilla trekking (not hunting) | 2 | Yes | Yes |
| Sail boarding | Yes | ||
| Sailing (including Flotilla. European waters only) | 3 | No | Yes |
| Sand boarding | Yes | ||
| Scuba diving - Unqualified - up to 30 metres deep | 1 | Yes | |
| Scuba diving - Qualified British Sub Aqua Club, BSAC or equivalent - up to 30 metres deep | Yes | ||
| Segway riding/touring | No | ||
| Skateboarding | Yes | ||
| Sky diving indoor | 2 | Yes | |
| Snorkelling (to 10 metres deep) | Yes | ||
| Squash | Yes | ||
| Street hockey | No | ||
| Surfing | Yes | ||
| Swimming (within sight of land) | Yes | ||
| Swimming with dolphins | 2 | Yes | |
| Table tennis | Yes | Yes | |
| Target rifle shooting | 2, 4 | No | |
| Ten pin bowling | Yes | Yes | |
| Tennis | Yes | Yes | |
| Tree trekking | 2 | Yes | |
| Tree top walking | 2 | No | |
| Trekking (up to 3,000 metres) | Yes | Yes | |
| Triathlons | Yes | Yes | |
| Ultimate frisbee | No | ||
| Volleyball | Yes | ||
| Wadi bashing | 2, 4 | No | |
| Wake Boarding | Yes | ||
| War games/Paintballing | 2 | No | |
| Water polo | Yes | ||
| Water skiing | Yes | ||
| White water rafting (Grades 1,2 & 3) | 2, 4 | No | |
| Windsurfing | Yes | ||
| Wing Foiling (within territorial waters) | Yes | ||
| Yachting (European Waters only) | 3 | No | |
| Yoga | Yes | Yes | |
| Zip lining | 2 | Yes |
Specific exclusions and conditions apply where shown.
- You are accompanied by an experienced and/or suitable qualified instructor or guide.
- You are adequately supervised, taking part in an organised event, session or excursion.
- You are not taking part in a league or competition.
- You are using natural or purpose/built facilities approved for use for the activity by a local or
national regulatory authority.
If the activity you wish to partake in is not listed please contact the InsureandGo call centre on
0330 400 1381
Updated