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What activities do you cover?

The following tables detail the activities your policy covers you for as standard during your trip, provided:

  1. You wear appropriate safety equipment/clothing/headgear and
  2. You take necessary safety precautions as appropriate to the activity.

Please also note: YOU ARE NOT COVERED if the main purpose of your trip is to take part in an
activity unless it is listed as an activity holiday in the table below:

 

Activity  Special conditions Cover for Personal
accident & Personal
liability		 Activity
holiday
Abseiling 2. 4 No  
Amateur athletics   Yes Yes
Archaeological digging   Yes Yes
Archery 2 No  
Badminton   Yes Yes
Ballooning (Hot Air) as a fare paying passenger 2 No  
Banana boat rides (Beach activity)   No  
Baseball   Yes  
Basket ball   Yes  
BOSS (Breathing Observation Submersible Scooter) 1,2 No  
Bouldering (up to 4m with a crash mat) 2 Yes  
Bowls   Yes Yes
Boxing training (non-contact)   No  
Bridge walking   Yes  
Bungee jumping (max 3 jumps) 1, 2, 4  No  
Canopy walking 2, 4  No  
Camel riding or trekking   No  
Canoeing (in calm waters)   Yes  
Catamaran sailing (European waters only) 1, 3  No  
Cave tubing 2, 4  Yes  
Clay pigeon shooting 1, 4  No  
Climbing wall 2 Yes  
Conservation or charity work (under 3m, hand tools only)   No  Yes
Cricket 3 Yes  
Curling   Yes  
Cycle touring    No  Yes
Cycling (incidental, excluding BMX/Mountain biking)   Yes  
Deep sea fishing 2 No  
Dinghy sailing inside territorial waters   No  
Dragon boating   No  
Dune bashing 2, 4  No  
Elephant riding or trekking 2 No  
Falconry 2 No  
Fell running   Yes Yes
Fell walking   Yes Yes
Fishing   Yes Yes
Football (soccer not American football)   No  
Gaelic football   No  
Go karting (up to 120cc) 2 No  
Golf   Yes  Yes
Heptathlon   Yes   
Hiking (on recognised routes, under 3,000m)   Yes  Yes
Hobie catting (European waters only) 1, 3  No  
Hockey   No  
Horse Riding (not jumping) 3 No  
Horse trekking (under 3,000m)   No  
Husky sledge driving 2 No  
Ice skating 3, 4  Yes  
Indoor climbing  1, 4  Yes  
Inner tubing (on land or water) 2 Yes  
Jeep/Car trekking as a fare paying passenger 2 No  
Jet boating 2 No  
Jet skiing    No  
Jogging   Yes  
Jungle surfing 4 Yes  
Kite buggying 3 No  
Kite surfing (over water)   No  
Kayaking (in calm waters) 3 No  
Lacrosse   No  
Marathon running   Yes Yes
Motorcycling up to and including 125cc (not racing, not off-road riding, must hold equivalent UK licence)   No  Yes
Mountain biking (not including downhill racing and off-road riding)   Yes  
Netball   Yes  
Orienteering   Yes Yes
Paddleboarding (not white water)   Yes  
Parasailing (over water) 2 No  
Parascending (over water) 2 No  
Passenger (in licenced private aircraft)   No  
Passenger sledge (Horse and Carriage)   No  
Pedaloes   Yes  
Polo 3 No  
Pony trekking (Not Horse riding) 2 No  
Racket ball   Yes  
Rambling (under 3,000m)   Yes Yes
Refereeing (amateur basis)   Yes  
Rifle range 2, 4  No  
River tubing   Yes  
Roller hockey   No  
Roller skating/Blading 3 Yes  
Rounders   Yes  
Rowing 3 No  
Rubber ring rides (Beach Activity)   Yes  
Running 3 Yes Yes
Safari/Gorilla trekking (not hunting) 2 Yes Yes
Sail boarding   Yes  
Sailing (including Flotilla. European waters only) 3 No  Yes
Sand boarding   Yes  
Scuba diving - Unqualified - up to 30 metres deep 1 Yes  
Scuba diving - Qualified British Sub Aqua Club, BSAC or equivalent - up to 30 metres deep    Yes  
Segway riding/touring   No  
Skateboarding   Yes  
Sky diving indoor 2 Yes  
Snorkelling (to 10 metres deep)   Yes  
Squash   Yes  
Street hockey    No  
Surfing   Yes  
Swimming (within sight of land)    Yes  
Swimming with dolphins 2 Yes  
Table tennis   Yes Yes
Target rifle shooting 2, 4  No  
Ten pin bowling   Yes Yes
Tennis   Yes Yes
Tree trekking 2 Yes  
Tree top walking 2 No  
Trekking (up to 3,000 metres)   Yes  Yes
Triathlons   Yes Yes
Ultimate frisbee   No  
Volleyball   Yes  
Wadi bashing 2, 4  No  
Wake Boarding   Yes  
War games/Paintballing 2 No  
Water polo   Yes  
Water skiing   Yes  
White water rafting (Grades 1,2 & 3) 2, 4  No  
Windsurfing   Yes  
Wing Foiling (within territorial waters)   Yes  
Yachting (European Waters only) 3 No  
Yoga   Yes Yes
Zip lining 2 Yes  

 

Specific exclusions and conditions apply where shown.

  1. You are accompanied by an experienced and/or suitable qualified instructor or guide.
  2. You are adequately supervised, taking part in an organised event, session or excursion.
  3. You are not taking part in a league or competition.
  4. You are using natural or purpose/built facilities approved for use for the activity by a local or
    national regulatory authority.

If the activity you wish to partake in is not listed please contact the InsureandGo call centre on

0330 400 1381

Updated

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