A cardiac arrest is a medical event rather than a diagnosis, so during medical screening you must declare the diagnosed condition or underlying cause linked to the cardiac arrest.
What this article helps you do
This article explains what information to provide during medical screening if you have experienced a cardiac arrest.
What should I declare?
When completing medical screening, declare:
- the diagnosed condition or underlying cause your GP or medical professional has identified as leading to the cardiac arrest
- any other diagnosed medical conditions you have been treated or advised about
- any prescribed medication you have taken in the last two years for those conditions
- any medical treatment or advice you have received in the last two years
- each diagnosed underlying condition if more than one condition has been identified
You should also answer all medical screening questions fully and accurately.
What if the cause of my cardiac arrest is unknown?
If you have not been told what caused the cardiac arrest, do not guess.
Speak to your registered GP or another medical professional to confirm whether an underlying condition or diagnosis has been identified. You can then use that information when completing medical screening.
What if I have ongoing treatment or other conditions?
Declare any related ongoing diagnosed conditions and provide the information requested during medical screening about medication, treatment or medical advice.
Still need help?
If you are unsure what medical condition or diagnosis to declare, speak to an adviser after checking the diagnosis with your GP or medical professional.
Eligibility, terms and exclusions apply. Please refer to your policy documents for full details.
This information is for general guidance and does not constitute medical advice.
Updated