How should I declare Menopause?

Menopause itself is not considered a medical condition for travel insurance purposes, so you do not need to declare menopause on its own.


What this article helps you do

This article explains when menopause does not need to be declared and when you need to tell us about associated medical conditions.


Do I need to declare menopause?

No. You do not need to declare menopause itself.

If you only take medication (including HRT) for menopause, and you do not have an associated medical condition that needs to be declared, you do not need to declare the menopause medication.


What menopause-related conditions do I need to declare?

You need to declare any associated medical conditions relating to menopause if, during the last two years, you have:

  • taken prescribed medication for the associated condition
  • received medical advice about the associated condition
  • received treatment for the associated condition

When completing your medical screening, answer all questions fully and accurately.


What if my health or medication changes after I buy my policy?

You must tell us and consult a medical practitioner if:

  • you develop a new condition relating to menopause
  • an existing medical condition changes
  • your medication changes

If anything changes after you buy your policy, tell us before you travel so your policy information can be updated where necessary.


Still need help?

If you are unsure whether an associated condition needs to be declared, speak to an adviser.

Eligibility, terms and exclusions apply. Please refer to your policy documents for full details.

This information is for general guidance and does not constitute medical advice.

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