All policies can cover medical emergency expenses, repatriation and associated expenses, with different limits and excesses.
What this article helps you do
Compare medical emergency expenses, hospital benefit and emergency dental treatment for each plan.
Applies to
- Plans: Budget, Silver, Gold and Black
- Cover: Medical emergency expenses and associated benefits
Medical emergency expenses limits
| Plan | Limit | Standard excess |
|---|---|---|
| Budget | £5,000,000 | £100 |
| Silver | £10,000,000 | £60 |
| Gold | £15,000,000 | £50 |
| Black | Unlimited | Nil |
Hospital benefit
| Plan | Benefit | Maximum | Excess |
|---|---|---|---|
| Budget | £10 per full 24 hours | £100 | Nil |
| Silver | £20 per full 24 hours | £1,000 | Nil |
| Gold | £30 per full 24 hours | £1,500 | Nil |
| Black | £40 per full 24 hours | £2,000 | Nil |
Emergency dental treatment
Emergency dental treatment is for the relief of pain only.
| Plan | Limit | Excess |
|---|---|---|
| Budget | £250 | £100 |
| Silver | £250 | £60 |
| Gold | £1,000 | £50 |
| Black | £1,000 | Nil |
Important things to know about medical emergency expenses cover
- Hospital benefit and emergency dental treatment have separate limits from the main medical emergency expenses benefit.
- The booklet is not a private health insurance policy. Policy conditions and exclusions apply.
- The medical emergency assistance process is separate from this benefit comparison. Check your policy documents and confirm emergency contact arrangements before travel.
Still need help?
Read your policy documents.
Eligibility, terms and exclusions apply. Please refer to your policy documents for full details.
This information is for general guidance and does not constitute medical advice.
Updated