Personal Accident cover has different benefit limits for death, loss of limbs or sight and permanent total disablement, depending on your plan and age.
What this article helps you do
Compare the Personal Accident benefit limits and excesses for all four policies.
Applies to
- Plans: Budget, Silver, Gold and Black
- Cover: Personal Accident
Personal Accident limits
| Benefit | Budget | Silver | Gold | Black |
|---|---|---|---|---|
| Loss of limbs or sight (under 66) | £10,000 | £20,000 | £50,000 | £75,000 |
| Death (aged 18–65) | £5,000 | £5,000 | £25,000 | £35,000 |
| Death (under 18) | £2,500 | £2,500 | £2,500 | £3,500 |
| Permanent total disablement (under 66) | £10,000 | £20,000 | £50,000 | £75,000 |
| All benefits (aged 66 or over) | £2,500 | £2,500 | £2,500 | £3,500 |
| Excess | Nil | Nil | Nil | Nil |
Key points about Personal Accident cover
- Personal Accident is listed in the Summary of Cover for all four plans.
- Your age and the particular Personal Accident benefit determine which limit applies.
- The Personal Accident excess is Nil for Budget, Silver, Gold and Black.
- The figures are benefit limits, not a guarantee of payment. Policy conditions and exclusions still apply.
Still need help?
Read your policy documents.
Eligibility, terms and exclusions apply. Please refer to your policy documents for full details.
Updated