Cruise Cover is an optional extra for Silver, Gold and Black policies, with benefits for missed port departure, cabin confinement, itinerary change, unused excursions and cruise interruption.
If your trip includes a cruise, you must have Cruise Cover added to your policy. Without this additional cover, your policy will not cover cruise trips.
What this article helps you do
Compare Cruise Cover benefits and the excesses for each policy.
Applies to
- Applicable policies: Silver, Gold and Black
- Additional cover required: Cruise Cover must be paid for and shown on your policy schedule.
Cruise Cover limits
| Benefit | Limit | Excess on Silver / Gold / Black |
|---|---|---|
| Missed port departure | £1,000 | £60 / £50 / Nil |
| Cabin confinement | £100 per 24 hours, up to £1,000 | Nil |
| Itinerary change | £100 per port, up to £500 | Nil |
| Unused excursions | £500 | £60 / £50 / Nil |
| Cruise interruption | £1,000 | £60 / £50 / Nil |
These benefit limits are the same on Silver, Gold and Black policies. The excess differs where shown.
Important Cruise Cover requirements and conditions
- Cruise Cover is required for cruise trips. Without it, your policy does not cover cruise trips.
- Cruise interruption covers certain additional travel costs to re-join your cruise following a temporary illness requiring hospital treatment on land.
- Cruise interruption has conditions, including obtaining approval before arranging additional travel. Claims are excluded where less than 25% of the trip remains.
- The general policy conditions and specific Cruise Cover exclusions also apply.
Still need help?
Read your policy documents.
Eligibility, terms and exclusions apply. Please refer to your policy documents for full details.
This information is for general guidance and does not constitute medical advice.
Updated