Extreme Sports & Activities is an optional add-on for Budget, Silver, Gold and Black that may extend cover to specifically listed activities when the required premium is paid.
What this article helps you do
Understand how the optional Extreme Sports & Activities upgrade works and why you must check your individual activity.
Applies to
- Applicable policies: Budget, Silver, Gold and Black
- Additional cover required: Extreme Sports & Activities must be paid for and shown on your policy schedule.
Important Extreme Sports & Activities cover information
- The optional upgrade is listed in the policy booklets for all four policies.
- The policy contains specific Extreme Sports & Activities lists. Conditions can differ between individual activities.
- The Summary of Cover does not give one universal monetary limit or excess for every extreme sport.
- Adding Extreme Sports & Activities does not mean every sport or activity has the same status.
Before taking part in an activity
- Find the exact activity in the relevant activities list for your policy.
- Check that activity's stated conditions, restrictions and whether it can be the main reason for your holiday.
- Check that the required upgrade has been paid for and appears on your policy schedule.
- Check the sections of cover that remain applicable to that activity, including any medical excess or Personal Accident and Personal Liability restrictions.
Important restrictions
- Extreme Sports & Activities cover is limited to a maximum of 15 days during your single-trip or annual multi-trip policy, subject to the policy wording.
- Personal Accident and Personal Liability cover do not apply while participating in activities listed under this optional upgrade.
- The activity tables specify medical excesses of £100 or £250, depending on the activity and your policy.
- Certain activities require Winter Sports Cover as well.
- Activities must meet the relevant safety, equipment, qualification, supervision and activity-holiday conditions.
The status of one activity should not be assumed for a different activity with a similar name.
Still need help?
Read your policy documents.
Eligibility, terms and exclusions apply. Please refer to your policy documents for full details.
Updated