What is covered under Hazard Activities?

During the term of your single trip or annual multi trip policy we will cover you for up to a maximum of 15 days
A medical excess of £100 applies to each individual activity; and
No cover is provided under either the personal accident or personal liability section of the policy, whilst you are undertaking any of the individual activities listed below.

  1. American football
  2. Assault course
  3. Battle re-enactment
  4. Breathing observation bubble diving (maximum depth 30 metres)
  5. Canyoning
  6. Canyon swinging
  7. Cascading
  8. Coasteering
  9. Fencing
  10. Flying (Europe only, piloting private or small aircraft or helicopter)
  11. Gliding
  12. Gorge swinging
  13. Gorge walking
  14. Gymnastics (non-competitive)
  15. Hang-gliding (Europe only)
  16. High diving
  17. Hiking (on recognised routes between 3000 metres and 6,000 metres)
  18. Horse jumping (not polo or hunting)
  19. Hydro speeding
  20. Kite surfing (over land)
  21. Luge (dry or concrete)
  22. Manual Work (not in connection with your business, trade or profession and at ground level only, no machinery)
  23. Martial arts (training only)
  24. Micro lighting (Europe only)
  25. Motorcycling over 125cc (not racing, not off-road riding, must hold equivalent UK licence)
  26. Mountain biking (including downhill racing and off-road riding)
  27. Mountain boarding
  28. Ostrich riding or racing
  29. Parachuting (Europe only, not BASE jumping)
  30. Paragliding
  31. Parapenting
  32. Parasailing (over land or snow)
  33. Parascending (over land or snow)
  34. Quad biking
  35. Rock climbing (not mountaineering)
  36. Roller derby
  37. Rugby
  38. Sand yachting
  39. Scuba diving (qualified, maximum depth 40 metres - see Note 1 on page 52 of the policy wording)
  40. Scuba diving (qualified, maximum depth 50 metres - see Note 1 on page 52 of the policy wording)
  41. Sea canoeing
  42. Sea kayaking
  43. Shark diving (inside cage)
  44. Sky diving (Europe only)
  45. Tall-ship crewing
  46. Via ferrata
  47. White or black water rafting (grades 4 to 6)
  48. Yachting (racing or crew) outside territorial waters
  49. Zorbing

Updated

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