Optional Upgrades

Why do I need cruise cover? What does Cruise cover include? Do I need Cruise Cover for a boat trip? I'm going on a river cruise, do I need cruise cover? Can I get cruise cover if I have medical conditions? Am I covered if I have a medical emergency on my cruise?

Is there an age limit on Winter Sports? How long can I travel on a winter sports holiday? Am I covered for winter sports? What is winter sports cover? What does Winter Sports cover include?

What's covered under Gadgets and Valuables?

What is extended missed departure cover? Am I covered if there is an avalanche? What is a natural disaster? What additional benefits do I get with natural disaster cover? Natural Disaster cover What happens if a volcano erupts whilst I am away?

What is golf cover? What is covered with Golf cover? Do I need to purchase Golf Cover to play golf? If I don’t have golf cover, am I covered to play golf?

What is an excess? What is Excess Waiver? Can I add excess waiver at a later date? Does excess waiver remove the excess on all sections of cover?

What is business travel insurance? What does business travel insurance cover? What if I take more than one business trip?

What is double excess?

What is covered under Hazard Activities?