Gadgets and Valuables includes items such as mobile phones, cameras and electrical equipment, computers, jewellery, watches, hearing aids, sports equipment and musical instruments.
What this article helps you do
This article explains which belongings are classed as Gadgets and Valuables under our policies.
What counts as Gadgets and Valuables?
The Gadgets and Valuables category includes:
- mobile phones and mobile phone accessories
- photographic, audio, video and electrical equipment
- CDs, DVDs, video and audio tapes and electronic games
- MP3 players
- games consoles
- personal organisers
- eReaders, including eBooks and Kindles
- computer equipment
- laptops
- tablet PCs, including iPads
- netbook computers
- binoculars
- antiques
- e-cigarettes and associated vapour liquids
- jewellery
- watches
- furs
- leather goods
- animal skins
- silks
- precious stones
- items made of or containing gold, silver or other precious metals
- hearing aids
- sports and leisure equipment
- musical instruments
These items are classed as Gadgets and Valuables across Budget, Silver, Gold and Black policies.
What else do I need to check?
Being listed as a Gadget or Valuable does not mean every loss, theft or damage is automatically covered. The cover available depends on your policy, including the applicable limits, excesses, conditions and exclusions.
If you are unsure whether a particular item falls within Gadgets and Valuables, read your policy documents.
Eligibility, terms and exclusions apply. Please refer to your policy documents for full details.
Updated