Cruise Cover provides extra protection for cruise-specific problems and is available as an optional extra on Silver, Gold and Black policies.
What Cruise Cover includes
This article explains the benefits included with Cruise Cover, the limits that apply and how the excess differs by plan.
Applies to
- Plans: Silver, Gold and Black
- Additional cover required: Cruise Cover
- Budget: Cruise trips are not included
Cruise Cover at a glance
| Cruise Cover benefit | Cover |
|---|---|
| Missed port departure | Up to £1,000 |
| Cabin confinement | £100 per day, up to £1,000 |
| Itinerary change | £100 per port, up to £500 |
| Unused excursions | Up to £500 |
| Cruise interruption | Up to £1,000 |
What each Cruise Cover benefit means
Missed port departure: If you miss your cruise departure because of certain transport problems, such as public transport disruption, a vehicle breakdown or an accident-related traffic jam, Cruise Cover can help with additional accommodation and travel costs to reach the next docking point.
Cabin confinement: If you are medically confined to your cabin, you can receive £100 for each full day of confinement, up to £1,000. Your confinement must be confirmed by the ship's medical officer. If it relates to a pre-existing medical condition, that condition must have been declared and accepted where required.
Itinerary change: If your cruise ship cannot make a scheduled port because of adverse weather or timetable restrictions, cover is £100 per missed port, up to £500.
Unused excursions: If you cannot use pre-booked and paid excursions because you are confined to your cabin, cover is available up to £500.
Cruise interruption: If unexpected illness means you need hospital treatment on dry land, cover is available up to £1,000 for additional travel costs to rejoin your cruise. Repatriation may also apply where necessary under the relevant policy cover.
What excess applies?
| Benefit | Silver | Gold | Black |
|---|---|---|---|
| Missed port departure | £60 | £50 | Nil |
| Cabin confinement | Nil | Nil | Nil |
| Itinerary change | Nil | Nil | Nil |
| Unused excursions | £60 | £50 | Nil |
| Cruise interruption | £60 | £50 | Nil |
What you need to check
Cruise Cover is optional on Silver, Gold and Black. You must pay the additional premium and Cruise Cover must be shown on your Policy Schedule.
Budget does not include cruise trips.
Read your policy documents before travelling to check the cover and conditions that apply.
Eligibility, terms and exclusions apply. Please refer to your policy documents for full details.
Updated