You only need Cruise Cover if your boat trip is on a passenger-carrying liner, ship or river cruiser and includes at least two nights of accommodation as part of the voyage.
What this article helps you do
This article helps you work out whether your boat trip counts as a cruise for Cruise Cover purposes.
When Cruise Cover is required
Cruise Cover is required when all of the following apply:
- you are travelling on a passenger-carrying liner, ship or river cruiser
- you are taking part in a voyage
- the voyage includes accommodation
- the accommodation lasts for at least two nights
A shorter boat trip that does not meet these criteria does not require Cruise Cover on this basis.
Before you travel
Check the details of your boat trip, including the type of vessel and how many nights of accommodation are included.
If you are unsure whether your trip meets the Cruise Cover definition, speak to an adviser.
Eligibility, terms and exclusions apply. Please refer to your policy documents for full details.
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